What blood work costs, and what is reimbursed

Price transparency is rare in healthcare. You often learn what something cost only afterwards, and even then not why. This page sets out the full breakdown, and what your insurer does and does not do with it.

Lab cost shown separatelyAppointment fee shown separatelyNo subscriptionPrice known in advance

The breakdown

Lab costs (purchase price, certified lab)€ 35 to € 295
Appointment at your location (draw, materials, processing)€ 80
Travel, outside a 13 km radius of Amsterdam€ 0.26 per km

These are the actual amounts. The lab cost is what the lab charges, passed on without a markup. There is no discounted-from price and no subscription. Enter your address in the price calculator for the exact total including travel.

The lab cost is what the laboratory charges for the assays, passed on without a markup. It ranges from 35 euro for the smallest TRT panel to 295 euro for the most complete one.

The appointment fee is 80 euro. It covers the draw, materials, travel within Amsterdam and processing the sample.

The travel charge applies beyond 13 kilometres of Amsterdam at 0.26 euro per kilometre. That is a trade-off, stated as one: driving to Groningen takes more time than driving to De Pijp, and that difference is not hidden inside the fee.

A quote, in advance

Message your postcode and the package you are considering. You get the exact total including travel back before you commit to anything.

Reachable Monday to Saturday, 08:00 to 18:00. An appointment can usually be scheduled within a few days.

Is blood work reimbursed?

From basic insurance: no, without a medical indication

Preventive blood work you order yourself without a referral is not covered by the basisverzekering. Basic insurance covers testing that follows from a medical question, not testing you order out of interest.

From supplementary insurance: sometimes partly

Some supplementary policies reimburse an amount for prevention or a health check. This varies widely. Check your policy under preventie, gezondheidscheck or leefstijl.

Through your GP: then your deductible applies

If your GP orders blood work because there is a medical reason, it is covered by basic insurance. But it does count against your mandatory deductible, the eigen risico, which is € 385 in 2026.

Note the distinction that surprises many people: the GP consultation itself sits outside the deductible, the lab costs that follow from it do not. The conversation is free, the tubes are not. If you have not yet used your deductible that year, you still pay those lab costs yourself up to 385 euro.

RouteCovered by basic insuranceCounts against deductiblePrice known upfront
GP, with medical indicationYes, the lab costsYes, up to € 385 per yearNo, usually only afterwards
The GP consultation itselfYesNoNot applicable
Ordered yourself, preventiveNoNoYes, in advance
Mario TestNoNoYes, split and in advance

Why the price is known in advance here

In regular care the bill runs from the lab to the insurer and only then to you, which is why you rarely get a figure beforehand. Because you pay directly there is no intermediate step: the amount is fixed in advance and you can see which two components it consists of.

What that also means, stated plainly: you pay the whole thing yourself and nothing comes back from your insurer. What you get in return is choosing what gets measured and knowing the cost beforehand.

Lab cost per package

Sport & TRT TRT Budget The minimum set for anyone on TRT who wants an interim check. Lab € 35 + € 80 appointment · 6 biomarkers Standard Basic Panel A broad first health check. Blood count, liver, kidneys, blood sugar, cholesterol and inflammation in one draw. Lab € 55 + € 80 appointment · 26 markers Standard Health Baseline A baseline including ApoB, Lp(a) and fasting insulin. Designed to be repeated after 8 to 12 weeks. Lab € 75 + € 80 appointment · 28 markers Standard Longevity Panel Markers your GP rarely orders. ApoB, Lp(a), fibrinogen, cystatin C and the omega-3 index. Lab € 150 + € 80 appointment · 7 markers

The full list is on the packages page.

Frequently asked questions

Is a blood test without a referral reimbursed?

No, not by basic insurance.

Preventive testing without a medical indication is excluded. Some supplementary policies reimburse part of it under prevention or health check.

Does this count against my eigen risico?

No, because nothing is claimed from your insurer.

You pay directly, so your mandatory deductible of € 385 in 2026 stays untouched and available for care later in the year.

Is it cheaper through my GP?

That depends on your deductible.

If your € 385 deductible is already used up that year, GP-ordered blood work costs you nothing extra. If not, you pay those lab costs yourself. The consultation itself sits outside the deductible, the lab costs do not.

Why are the lab cost and appointment fee listed separately?

So you can see what you are paying for.

The lab cost is what the laboratory charges, passed on without a markup. The appointment fee covers the draw at your location. A single combined figure would hide which part is which.

Are there any additional costs?

Only the travel charge beyond 13 kilometres of Amsterdam.

That is 0.26 euro per kilometre. There is no registration fee, no subscription and no surcharge for the report.

What do other providers charge?

Around 59 to 69 euro for a single marker and around 239 euro for an extensive check.

With those you travel to a collection point yourself. Here the draw comes to you and the lab purchase price is listed separately.

Note: a blood test gives you insight and direction. It does not prove or rule out a condition on its own. Results are meant for prevention and for tracking change over time, not as a diagnosis. For symptoms or values outside the reference range, see your GP.

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